Personal Banking / Personal Loans / Personal Asset Loan

Personal Asset Loan

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If you need a medium term (up to 5 years) financing option to purchase a motor vehicle or other personal asset. With loan amounts available from $10,000 and above.

You don’t have to wait you can apply for a personal asset loan and own that personal asset now.

How to apply

Obtain a Loan Application at your nearest branch or click here.

Fill out the Loan application, and submit to your branch with the following information:

Letter of confirmation of employment & proof of income (last 3 payslips)
If you are self-employed last two years financial statements and tax returns
Details of superannuation and copy of the latest statement
Copy of valid identification (including passport, driver's licence, birth certificate)
Quotations or invoices for the purpose of the loan
Confirmation of any other major assets (e.g. copy of lease, vehicle registration, bank statements)

Personal Loan Brochure

For more information, please view our Personal Loan Brochure

You must also be aware of:

Personal loan Interest rates

Interest Rate Information Schedule

INTEREST RATES LENDING PRODUCTS

Personal Loan Unsecured variable	17.25% p.a.
Personal Asset Loan variable	12.50% p.a. (plus +/- margin)
+/- Margin applies
Home Loan variable	7.25% p.a.
Personal Property Investment Loan variable	8.25% p.a.
Visa Debit Facility (Visa Gold/ Visa Silver) variable	12.50% p.a.

The above information is current as of 01 December 2024, all interest rates are subject to change. BSP terms and conditions and other fees may apply. For further information, please visit your nearest BSP branch.